1. Agreement
By using Karvexa Ledger, you agree to these terms and our Privacy Policy. If you do not agree, please do not use the service.
2. Educational scope
Courses provide general educational information, not individualized financial, investment, tax, legal, credit, or debt advice. You are responsible for evaluating information and consulting qualified professionals for your circumstances.
3. Course access and payment
Where a course purchase is offered, access is personal and non-transferable. Prices and course descriptions may change before purchase. Any refund terms presented at checkout apply to that transaction.
4. Acceptable use
Do not misuse the website, interfere with its operation, copy course materials for redistribution, impersonate another person, or submit unlawful, harmful, or confidential third-party information.
5. Ownership
Karvexa Ledger and its licensors retain rights in the site, course materials, text, structure, and branding. We grant you a limited right to use materials for personal learning.
6. Availability and liability
We aim to provide reliable content but do not promise uninterrupted availability or particular financial results. To the extent permitted by law, Karvexa Ledger is not responsible for decisions made solely from general course information.
7. Contact and changes
Questions about these terms may be sent to [email protected]. We may update these terms by posting a revised version with a new effective date.